What we collect
- Account details from our sign-in provider, Clerk: your name, email address and a user id.
- What you add: expenses, incomes, budgets, groups, settlements and the messages you send to the in-app assistant.
- Telegram, only if you link it: your Telegram chat id and username, the text or voice notes you send to the Settle bot, and update ids used to avoid logging the same message twice.
How we use it
Only to run Settle for you: storing and totalling your expenses, working out balances between group members, and replying to you on Telegram. We don't sell your data, show ads, or use it to market to you. The Telegram bot only replies to messages you send it; it never messages you first.
Who processes it
- Clerk: sign-in and account management.
- Neon: the database your data is stored in.
- Vercel: hosting.
- Groq: turns the text and voice notes you send into expense details (amount, category, date). Voice notes are transcribed and not kept by Settle after processing.
- Telegram: delivers messages between you and the Settle bot.
Keeping and deleting your data
Your data is kept while your account exists. You can unlink Telegram at any time from Settings, which removes your Telegram details from your account. To delete your account and everything in it, email us from the address on your account and we'll remove it within 30 days.
Contact
Questions or deletion requests: namannayak.16@gmail.com.